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Automotive Loans

Automotive Loans

Affordable prices are only the start. We result in the whole buying procedure easier.

Your car loan requirements covered

Prices as little as

Enjoy exceedingly competitive prices with great terms.

Complimentary Auto Buying Service

Our specialists will see the automobile you would like at a price that is great. Begin right right here.

Degree Up

Individuals may be eligible for loan price reductions by simply making consecutive, on-time re re re payments.

Brand Brand Brand Brand New Car Finance

Versatile terms, as much as 125per cent funding

  • New car finance rates as little as 3.14per cent APR
  • As much as 125 percent funding with Guaranteed car Protection and Mechanical Breakdown Protection
  • Versatile terms as much as 84 months
  • No prepayment charges
  • Have a potential price decrease through LevelUp

Free user advantage: We’ll find your vehicle and negotiate a good cost

Used Car Loan

Versatile choices to match your requirements

  • Car or truck loan prices as little as 3.39per cent APR
  • Affordable payment terms as much as 84 months on cars as much as a decade old, maximum 125,000 kilometers
  • As much as 125 percent funding with Guaranteed car Protection and Mechanical Breakdown Protection
  • Freedom enabling you to definitely purchase from a dealer, personal celebration, and sometimes even purchase a lease out
  • Enjoy a potential price decrease through LevelUp

Free user advantage: We’ll find your vehicle and negotiate a price that is great

Car Loan Refinancing

Trade-in your loan for a much better one

  • Car finance refinancing prices as little as 3.14per cent APR
  • Affordable payment terms as much as 84 months on cars as much as a decade old, maximum 125,000 kilometers
  • Loans as much as 125per cent regarding the Kelley Blue Book value (in the event you owe significantly more than your vehicle may be worth )
  • Save very well your price by refinancing automobile financing off their institutions that are financial

Finance Calculator

just exactly just exactly How car that is much we pay for?

Our markers of success

PROVIDER THAT BRINGS CUSTOMERS BACK

“I’m on my 3rd Patelco car finance and I also would not start thinking about anyone that is trying. The consumer solutions is amazing!”

MORE OPPORTUNITIES TO GET MORE FOLK

“I became assisted with a car loan and get distribution. It absolutely was the experience that is best – We never ever knew it existed.”

THERE THROUGH GOOD AND THE BAD

“we desperately required a car that is new but had small cash to place straight straight straight straight down. Patelco never ever hesitated to aid me personally.”

Shop the means you desire

Free, concierge car-buying solution

Allow Patelco Auto Buying solution professionals discover the automobile you need and negotiate a price that is great you.

Analysis & Shop with AutoSMART

make use of our AutoSMART solution to find, store and finance your ca r all in a single destination.

You are invited to the vehicle purchase

stay tuned in for information on upcoming vehicle purchase activities.

Details just around the corner

Safeguard your r that is new >

Professional agents will see you the best insurance coverage and security solutions in the price that is best.

Comprehensive Car Insurance solutions 2

Weekdays 5am – 7pm PT Saturdays 9am – 2pm PT

Assured Automobile Protection (GAP)

Mechanical Breakdown Protection (MBP)

Debt & Loan Protection

The AutoSMART links with this web web web page shall lead you to keep the Patelco Credit Union web site. Although Patelco works closely with numerous lovers, third-party web web web web web web sites can offer a privacy that is different and degree of protection. Please consult the internet site’s online privacy policy for more information. Patelco Credit Union will not legitimately express the operator with this web web web web site or the Patelco user, if the two come into a deal. We have been additionally maybe maybe perhaps not legitimately accountable for accessibility, viewpoints, services and products, or solutions provided or expressed on the internet site you will be planning to see.

1. APR (Annual Portion Price). Car prices only 3.14% APR effective 1/1/2020; susceptible to alter with no warning. Patelco provides a selection of base prices and discounts that rely payday loans bad credit on facets such as for instance credit rating, loan term, Patelco loan and account balances, system designation and car age. Lowest price quoted includes 0.10per cent (10 foundation Points) Commitment home discount. Real prices are disclosed to approved candidates on paper just before loan consummation and will be up to 11.89per cent APR. For more information about prices, terms and available discounts, call 800.358.8228, see patelco.org, or see any Patelco branch. Loan payment instance: $22.23 per thirty days per $1000 lent at 3.14per cent APR for 48 months.

2. Insurance coverage items are perhaps perhaps maybe perhaps not deposits of Patelco Credit Union and they are maybe maybe not insured because of the NCUA. They’re not guaranteed in full by Patelco Credit Union and may also be at the mercy of danger. Any insurance coverage needed as an ailment of an expansion of credit by Patelco Credit Union do not need to be bought from Patelco Insurance solutions and might be bought from a realtor or an insurance coverage business regarding the user’s option. Patelco Insurance solutions is just a subsidiary of Patelco Credit Union. Insurance coverage items provided by Patelco Insurance solutions, A ca insurance company (License #0C97544). Any complaints can be filed with all the California Department of Insurance, www.insurance.ca.gov .

3. APR (Annual Portion Price). 1.00% off present Patelco Credit Union price by having a maximum loan term of 60 months. Present price shall differ according to credit history and terms. Funding for qualified Patelco Credit Union users. Offer legitimate just on Enterprise vehicle product product product Sales cars bought from 11/1/2018 – 12/31/2020. This offer can’t be coupled with any kind of offer apart from those placed in this ad.

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